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Income tax

Old regime or new regime?

Answer a few questions and see both regimes computed side by side, line by line, so you can see exactly where the difference comes from.

FY 2025-26 and FY 2026-27 Every deduction and exemption, both regimes Shows how far you are from the other regime winning
1 Essentials
2 Other income and capital gains
3 House property
4 Salary exemptions and deductions (mostly old regime)
5 Employer contributions and perquisites (both regimes)
Provision-by-provision reference (what each regime allows)
Please note. This is an estimate for information only and is not tax advice. Please consult your tax consultant or chartered accountant before taking any decision.
Plan

Calculators

Illustrative projections. Returns are not guaranteed. Mutual fund investments are subject to market risk. Where a calculator shows fund categories and funds, they are historical returns from AMFI NAV data to help you sanity-check the return you assumed, not a recommendation to invest.

In-hand salary Expenses & savings EMI SIP Home buying Capital gains Goal planner
Retirement

National Pension System

How NPS works, what your contributions could grow into, what you get at 60, and how it is taxed in each regime. Information only, not a recommendation.

Learn

Glossary

Plain-language definitions of Indian tax and personal-finance terms.

About

How TaxCompass works, and where the numbers come from

Methodology, data sources and freshness, privacy, and how to send corrections.

About

TaxCompass India helps salaried and self-employed Indians see the effect of the old and new tax regimes, plan loans and investments, and understand government savings schemes, in plain language.

Rates and provisions as compiled on 13 September 2026 for FY 2025-26 and FY 2026-27.

Data sources

Income-tax Act 1961 and 2025, Finance Act 2026, CBDT circulars and notifications; PFRDA for NPS; AMFI NAV history for mutual fund returns.

Disclaimer

General information and education only, not legal, tax, financial or investment advice. Where this differs from the Act, Rules, Circulars or Notifications, those prevail. We are not a SEBI-registered Investment Adviser. Please consult a chartered accountant, tax practitioner or registered adviser before acting.

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