₹ TaxCompass IndiaKnow the number. Make the decision.
Tax comparison Calculators NPS Glossary About
TaxCompass India

Know the number.
Make the decision.

Tax, salary, loans, investing, home buying and retirement, worked out for your situation in about two minutes. Free, independent, and nothing you type leaves your browser.

What are you trying to decide?

💰Which tax regime?Old or new, line by line, and how far you are from the other one winning. 🏠Should I buy this home?What it really costs with stamp duty, GST and registration, then the loan and EMI. 💼What is my salary after tax?CTC to monthly take-home, under the regime that suits you. 📈Where should this money go?PPF, FD, funds, NPS and more, after tax, for your horizon and risk. 🏦Can I afford this EMI?EMI, total interest, and what prepaying or stepping up does. 🎯Will I reach my goal?A child’s education, a house, a car: what it will cost, and the SIP that gets there.
Also: Will my money last in retirement? What will my SIP grow into? Tax on selling shares or property What is left after expenses? How NPS works
Why trust these numbers
Tax rules as of September 2026 Income-tax Act, Finance Act 2026, CBDT NPS: PFRDA · Funds: AMFI · Small savings: Ministry of Finance Every assumption shown and editable No account, no ads, nothing uploaded
How each number is calculated →
Income tax

Old regime or new regime?

Answer a few questions and see both regimes computed side by side, line by line, so you can see exactly where the difference comes from.

FY 2025-26 and FY 2026-27 Every deduction and exemption, both regimes Shows how far you are from the other regime winning
1 Your salary
2 Do you have any of these?

Tick what applies and only those questions appear. Nothing ticked is fine: salary alone gives a real answer.

3 Your details
Rent and HRA
Home loan
80C investments and NPS
Health insurance (80D)
Capital gains

Not sure of the figures? The capital gains calculator works them out from a sale, or from your broker's Tax P&L file.

Interest, dividends and rent received
Business or professional income
Other deductions and perks
Provision-by-provision reference (what each regime allows)
Please note. This is an estimate for information only and is not tax advice. Please consult your tax consultant or chartered accountant before taking any decision.
Plan

Calculators

Illustrative projections. Returns are not guaranteed. Mutual fund investments are subject to market risk. Where a calculator shows fund categories and funds, they are historical returns from AMFI NAV data to help you sanity-check the return you assumed, not a recommendation to invest.

In-hand salary Expenses & savings EMI SIP Home buying Compare investments Capital gains Retirement Goal planner
Retirement

National Pension System

How NPS works, what your contributions could grow into, what you get at 60, and how it is taxed in each regime. Information only, not a recommendation.

Learn

Glossary

Plain-language definitions of Indian tax and personal-finance terms.

About

How TaxCompass works, and where the numbers come from

Methodology, data sources and freshness, privacy, and how to send corrections.

About

TaxCompass India helps salaried and self-employed Indians see the effect of the old and new tax regimes, plan loans and investments, and understand government savings schemes, in plain language.

Rates and provisions as compiled on 13 September 2026 for FY 2025-26 and FY 2026-27.

Data sources

Income-tax Act 1961 and 2025, Finance Act 2026, CBDT circulars and notifications; PFRDA for NPS; AMFI NAV history for mutual fund returns.

Disclaimer

General information and education only, not legal, tax, financial or investment advice. Where this differs from the Act, Rules, Circulars or Notifications, those prevail. We are not a SEBI-registered Investment Adviser. Please consult a chartered accountant, tax practitioner or registered adviser before acting.

© 2026 TaxCompass India · About & sources · Built by Gaurav · Your entries stay in your browser. Only the emailed workbook leaves it, with your consent.